Bank statement for my UK student visa

To qualify for UK student visa, a student needs to show a personnel bank statement-under the new TIER-4 POINTS-BASED SYSTEM.
This bank statement is required for your student visa application and after your application for your visa, you should not touch the amount in your account (until you receive a reply from the embassy) or you will get your visa refused. Remember that the ambassadors may check your bank account up to three times before you are granted a visa, so be serious.


For this purpose you can take student loan but it is highly recommended that the amount is in your own account.

For student loan or any other type of loan you should contact banks, charity institutions or any other authorized bodies that offer loan to students.

However, it is good to mind your own business because sometimes it is difficult to take loan.

In a computerized bank statement a student must show funds enough to pay the tuition fee and cover other costs of studies, at least for the first year, in the UK.

In other words, before making an application for UK student visa, the applicant has to demonstrate that he/she can pay the tuition and the maintenance/accommodation fees (for the first year of study in the UK).

The amount a student must show in a bank account depends upon the location of his study and upon the college/university selected. For example if a student is going to study in London then the amount required must be high as compared to other cities in the country, because London is more costly then other parts of the UK.

For the maintenance a student has to show £800 per month if he/she plans to live in the city of London and £600 per month for any other city in the UK.

The formula is very simple.

For London, £800 per month + tuition fee = the amount required in the bank account of the student (minus any deposits if paid).

For any other city, £600 per month + tuition fee = the amount required in the bank account of the student (minus any deposits if paid).

This means if a student has paid any tuition fees then he/she need to show (in bank account) only the remaining fees to be paid.

These amounts must be held in a personal bank account of the student for a minimum period of 28 days

The bank statement could be in the name of the student or in the name of a sponsor but to avoid difficulties it is recommended that a student should have the amount in a personnel bank account. Now, under the new system, the good news is that a fresh bank statement is acceptable.

Scholarship holders need no bank statement if the scholarship is enough to cover all costs of study.

Wishing you all success!

198 comments:

  1. If i show first year's expences in my account and my studies program is more than 1 year. I mean 3 or 4 years.So visas officer can refuse me legally or not?

    ReplyDelete
  2. through the bank statement for UK student visa, a student only has to show funds available to cover up the cost of one year-first year in the UK.
    so you need to show funds enough for one year, not for 3 or 4 years.
    if your bank statement for UK student visa is a genuine one, no one would refuse your student visa.
    try your best to provide all that is required by the British High Commission and you WILL win the student visa.
    Wishing you all the best!

    ReplyDelete
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  3. The reason for the refusal of my student visa - documents do not demonstrate that I am in possession of the required level of funds for a 28 day period. I opened a time deposit account in my name last aug 20, more than the required level of funds for a term of 31 days and had it renewed for another month. I submitted my application last sept 24 and immediately received a refusal notice with the above reason. I submitted an administrative review 2 weeks after receiving the notice, contradicting the findings of the CEO. Under the new system, a fresh bank statement is acceptable. There's no result yet to my admin review request as of this time. I worry because my time deposit was no longer renewed on the third month. Do you think they will grant me a student visa?

    ReplyDelete
    Replies
    1. did u get the visa ?...

      Delete
  4. can u tell me about the gap of study and i must say this information is very essential and usefull for who has been dreaming about legely go to abraod plz reply me on narinder33@yahoo.com

    ReplyDelete
  5. And what do you mean by the renewal of your bank statement?
    If by this renewal you mean that you withdrew the amount or some of it and then re-submitted it, then you have ruined your case because a student should not touch the amount in the account-from the day he/she gets the statement till the visa approval from the high commission.

    ReplyDelete
  6. can a bank statement more then 28 days acceptable.
    for example for 32,33 days etc.

    ReplyDelete
  7. is bank statement more then 28 days acceptable under tier 4.
    for example of 33 days.

    ReplyDelete
  8. Yes, bank statement for UK student visa should be at least 28 days old. It means that more then 28 days is accepted.

    ReplyDelete
  9. i am refused for uk student visa bcoz my bank certificate was not on the official bank letter head but the balance certificate that i submitted was computerized bank certificate and my bank account is in Government bank of Pakistan. but they said this is not authentic but that was 100% authentic certificate.

    ReplyDelete
    Replies
    1. Bank statement shjould must be stamped by the bank.

      Delete
  10. it's been 2 months since i have submitted my admin review request. positive result or the overturning of visa refusal would be the greatest christmas gift, cross your fingers! goodluck to us all!

    ReplyDelete
  11. Dear Expert,
    I am from Bangladesh and have been refused UK Visa Tier-4 for 245ZV. So I need your Advice that can I put administrative review on it or not? The exact refusal notice is as follows:

    ECO Comment:
    In view of the fact that you have claimed 10 points for funds under Appendix C of the immigration Rules, but the bank statement and covering letter you have provided from Islami Bank are dated 29/12/2009.These are more than one month prior to your date of application of 31/01/2010 as required by the Tier 4 Plolicy Guidance and do not qualify for points. I am therefore not satisfied that you have achieved 10 points under paragraphs 10 to 13 of Appendix C and meet the requirements to be granted entry clearance under Tier 4 (General) Student. I therefore refuse your application under paragraph 245ZV(c) of the immigration Rules.

    Can you tell me what my best action to take?
    Should I go for AR or not!?
    What are success ratio in this case?
    Or I should go for re-applying?!
    Can you let me know where the decision of administrative review is sent either on the postal address or in my email Or both?
    Can I apply for AR with my new bank Statement?

    ReplyDelete
  12. Hi,yesterday I been refused for a second time for student visa Tier4, same reason. They said that my bank latter doesn't confirme that my money is been held on my account for a 28 days. I don't know what to do now, I will writte an AR first thing now but I'm affraid that I will get the same resolt. The problem is in bank they can only give my that kind of letter to show my bank statment. If it's such a big problem why can they have some kind of example how does it had to look. My college starts on 24th of May and now I think I will not make ther on time. What else can I do? I know I can't provide any other documents with my AR, and lady in bank said I can give here number so they can call here but I don't think that anyone would be pleased with that.
    Help please
    thank you
    (Croatia)

    ReplyDelete
  13. And just to add my money is on that bank account more than 28 days is just I can't get different bank statmen/bank letter than I have now.
    (croatia)

    ReplyDelete
  14. FOR DECEMBER 24 POST.

    Get a fresh application men/girl.
    Your case will definitely not win if you go in AR. You have a bank certificate dated a month ahead of your application date, means you can't use that anymore.

    And don't forget to take IELTS if you go for a fresh application, its the new rules..

    God bless..

    ReplyDelete
  15. FOR March 27, 2010 3:18 AM POST

    Croatia man/girl, go ask for certificate of transaction in your bank if you don't have any bank book. Have you present any other documents from the bank besides your bank certificate?

    This is your Angel.

    ReplyDelete
  16. Thank you all for informations.
    I already send my AP. Hopefully it will be ok. I conntacted a lawyer for a help.
    First time I send them just letter from a bank,I still have a copy of that letter. And no sums have since been deducted from that account. I was confused when they refused my visa. Anyway hopefully I will win this case. (croatia)

    ReplyDelete
  17. 2 nd time i will apply my student visa wt r the main tings thay neded deposit statment

    ReplyDelete
  18. Thank U for the information. It is really very helpful cos i've been trying to know the amount i need to have in a new account i just opened which I intend to present for my visa application.I hope u will offer assistance in future if i need any b4 I apply. Thank u so much.

    ReplyDelete
  19. Dear Expert,

    I am from India. I applied for UK Visa (T4) general on 19th Feb and got refusal notice on 28th April,10.

    ECO Comment.
    "YOU HAVE PROVIDED BANK STATEMENTS FROM UBI AND ALLAHABAD BANK. HOWEVER THESE STATEMENTS HAVE NOT BEEN CONSIDERED AS THEY ARE OVER A MONTH OLD. I AM THEREFORE NOT SATISFIED THAT YOUR HAVE ACHIEVED 10 POINTS... I THEREFORE REFUSE YOU APPLICATION UNDER 245ZV(C). THIS DECISION WAS MADE ON THE MERITS OF THIS APPLICATION. HOWEVER, IF YOU HAVE A PREVIOUS APPLICATION AND IMMIGRATION HISTORY, THIS MAY HAVE BEEN CONSIDERED".

    (T4)Application date was 19th Feb 2010.
    I had shown over a month old last statement (UBI on 23rd sept.09 and Allahabad as on 18th Nov09)because I didn't made any transaction between last statement dates and application date. And I still maintained my banks amount till now which amount I had claimed in my application form which I can demonstrate also if A.Reviewer will ask.

    I had applied for AR which is received on 17th May10. Now I am waiting for the outcomes.

    I already got 5 times UK visa on sports visitor category.
    Can any one let me know that my AR result will come positive or not!!

    sidds.london@yahoo.co.uk

    ReplyDelete
  20. I have a problem within my visa because I applied three times and each time my visa was rfused due to my bank statements i do not know the example of bank certificate i need i have,have money in my own accounts and it's anough for my first year by the am appling to study in Scotland what i want to know now is that amount of money i have in my accounts need to be blocked or no this is the problem.this is my email sunrize.111@hotmail.fr hope there is an answer for my case.

    ReplyDelete
  21. Dear Expert,

    I am from India. I applied for UK Visa (T4) general on 19th Feb and got refusal notice on 28th April,10.

    ECO Comment.
    "YOU HAVE PROVIDED BANK STATEMENTS FROM UBI AND ALLAHABAD BANK. HOWEVER THESE STATEMENTS HAVE NOT BEEN CONSIDERED AS THEY ARE OVER A MONTH OLD. I AM THEREFORE NOT SATISFIED THAT YOUR HAVE ACHIEVED 10 POINTS... I THEREFORE REFUSE YOU APPLICATION UNDER 245ZV(C). THIS DECISION WAS MADE ON THE MERITS OF THIS APPLICATION. HOWEVER, IF YOU HAVE A PREVIOUS APPLICATION AND IMMIGRATION HISTORY, THIS MAY HAVE BEEN CONSIDERED".

    (T4)Application date was 19th Feb 2010.
    I had shown over a month old last statement (UBI on 23rd sept.09 and Allahabad as on 18th Nov09)because I didn't made any transaction between last statement dates and application date. And I still maintained my banks amount till now which amount I had claimed in my application form which I can demonstrate also if A.Reviewer will ask.

    I had applied for AR which is received on 17th May10. Now I am waiting for the outcomes.

    I already got 5 times UK visa on sports visitor category.
    Can any one let me know that my AR result will come positive or not!!

    ReplyDelete
  22. i am going to apply for student visa under tier 4. As regard to bank statement it is not older than 28 days. I have a account opened two months ago and continuosly depositing money . for example if i have to apply on 1st july and deposit some money on 2nd of jume, and i must not made any moviment for 28 days or the exact money needed must be in account 28 days before when i apply.

    Thanks for your attention

    ReplyDelete
  23. Hi! I have a problem. I already had 4 UK visas and now I am applying for Tier 4 but the bank statements I have received show only 27 days period. actually the needed sum of money is still there but the statements show the date i put money there-4th of June till 1st July/ I cannot order a new statement because that would take a long time. the bank is in UK and I am in Russia. so, can I attach just printouts from internet that the money are still on my account or they will not have any value/ What shall I do& I have already booked an appointment at the visa centre and already have all the other documents.

    ReplyDelete
  24. hay! i had recently been refused of my student visa because the officer said that though my bank statement is dispatched 3 days ago the required funds are dated one month old. I thaught the funds are supposed to be more then 28 days old. this makes me really confused. should i dispatch a new bank statement with the latest closing balance date? and apply for an administrative review. Its clear the officer had misunderstood.

    ReplyDelete
  25. Are Credit Union Statements of Accounts accepted by the UKBA A/c?

    Credit Unions and Banks are both financial institutions but the difference is in profit orientation. One is profit focused whilst the other is not.
    I understand all investment accounts are not accepted but savings and checking accounts are accepted. Is it correct or not. Thanks in advance

    ReplyDelete
  26. All the details regarding Student Visa Funds from the offical website:

    http://www.ukvisas.gov.uk/en/howtoapply/infs/inf29pbsstudent

    ReplyDelete
  27. is there any possibility to assure that the amount in the bank is for the student and will not or cannot but touched and is solely for the expenses occurred in the u.k for the reason of the visa in order to receive a visa for the u.k before waiting for the required 28days of the account?

    ReplyDelete
  28. Nice one, there are actually some great ideas on this blog some of my associates will maybe find this relevant, I must send a link, thank you.

    advice

    ReplyDelete
  29. hi..my visa is refues and i m going to AR for my visa application...can i attach update statement with AR?my visa is refused on bank statment,reason:i attach a statement dated 5/7/10...and i submit my case on 5/8/10..they refuse mine application,even my account is 6months old....the qus is that can i attach update statement in AR.

    ReplyDelete
  30. Hello,

    I need some help here!
    My PBS Tier 4 application recently got refused(245ZV),the reason is '' I havent demonstrated that I have held the outstanding amount of 7 200 pounds, my bank statements should be translated into English, and should contain student's or parents names, account number and ect...
    The fact IS that I am going to study in London for only 6,5 months so due to their rules I need ONLY 5 600 pounds ( 800 pounds per month for 7 months) and all of my bank statements were in English with logos names and ect..( I got tourist visa a few months ago and my statements looked exactly the same!!!So Im sure I did everything correct.

    I would like to apply for AR, can u plz give me a few advices how to write it correct.

    Thank you very very much!
    Sorry for posting the same msg in a different topic(What is AR), I just dont know which 1 to chose)

    ReplyDelete
  31. AR is the Administrative Review of a visa that has been refused. You have the option to go for AR and thus your application will be re-checked.
    for complete info about AR visit the link on the left "What is Administrative Review".

    ReplyDelete
  32. hello, I need HELP URGENTLY!!!

    I applied for the tier 4 visa and was refused because all my banks statements were submitted in Spanish, I am going to re - apply again this week but I want to know if I need to summit a bank certificate with the amounts in pounds? Is this a new requirement, is this true? Anybody knows about that?

    I want to know if I can write a letter myself showing the amount in pounds in that particular day based on the exchange rate applied. I’m asking you this because I went to the bank and they refuse to give me this bank certificate in pounds due the national currency here is Euros I'm in Spain

    Any help with the model letter? Any advice with my new application?

    ReplyDelete
  33. Assalam-o-alaikum dears i have applied for my study visa, i have submitted the application on 21st of dec and till today i got no reply, can anyone tell me whats the reason and when can i expect the decision, i have attached bank statement for 30 days so will that be okay ha????

    ReplyDelete
  34. hello i am wondering if anyone can help.I was refused a visa because my bank manager omitted thre digits on my bank statement but he has corrected it.i was wondering if this can cause any prejudice on my future application ?

    ReplyDelete
  35. i just want to know if i will applied for student visa..Does it really need to have a show money before I can go to UK?

    ReplyDelete
  36. How long does it take for you to get a response if you use AR?

    ReplyDelete
  37. I just applied online for a student visa for UK, I have only one question, is the bank statement proving that i have held the money for 28 days suppose to end in day of the online application or in the day of appointement where I give my papers??

    ReplyDelete
  38. I am from Israel and I'm going to apply for a student Visa the second time. The first time I was refused because I havn't shown the bank statements, I have only shown my balance. Now, I have a statement from my parents' bank account.
    1. Do you think that there woud be a problem because the bank is Swiss and I am and Israeli resident?
    2. Would there be a problem because the funds are in USD?


    Thank you very much for answering

    ReplyDelete
  39. Faraz here from pakistan:
    can you plzz tell me if i submit bank statement from Citibank Or Barclays will it be more effected then the other local banks of the country?

    ReplyDelete
  40. dear expert
    im from morocco and i want to know how much money can i put in the bank to have study visa in uk ? with all my respect

    ReplyDelete
  41. I WANA APPLY FOR EXTENSION IN VISA.I M IN UK.CAN I PUT FUNDS IN PAKISTAN BANK.AND WILL SHOW BANK STATEMENT FROM PAKISTAN RATHER THAN UK BANK?THANX

    ReplyDelete
  42. Hi, i was refused a student visa because my scholarship wasnot taken into consideration. i have sent if for an AR. i have since then removed my funds because the verification had already got done. will it be a problem because i removed my funds. do they re verify. Your response will be highly appreciated.

    ReplyDelete
    Replies
    1. What then if the reviewer wants to re-check your bank statement. i think u did wrong.

      Delete
  43. Hi i am tawhid from Bangladesh.I am going to apply for uk visa.can anyone please tell do i need to show funds in pound.thanks

    ReplyDelete
  44. Dear Experts,

    I want to aplly for uk visa but unfortunately i have a study gap between 2005 till 2012 what to do is it a big problem or not please feedback.on faheem.ufone@gmail.com

    ReplyDelete
  45. Hi. I have paid the entire tution fees for my course in advance and it is reflected in my CAS. Do i still need to show the 28 day bank balance for the mere living expenses? It is causing a great delay in my application.

    ReplyDelete
    Replies
    1. I am guessing this is too late to answer your question however to help others I am still answering it.
      Yes you will need to show the living expense in bank for consecutive 28 days before you apply for visa.

      Delete
  46. hi sir just tell how many days of bank statement i required only 28days before visa applition

    ReplyDelete
    Replies
    1. hi sir just tell how many days of bank statement i required only 28days before visa applition ans me at sameer09@hotmail.com

      Delete
  47. HELLO EVERY1.
    i am apply for tier 4 visa.and i have a bank statement for the last 5 months.will it be okie or i should submit with only 28 days statement .Can any1 help me?

    ReplyDelete
  48. please reply me soon!

    ReplyDelete
  49. this is my email id.u can reply on it.
    Black_jack980@yahoo.com

    ReplyDelete
  50. Hey i'm applying for Tier 4 Visa.
    I have a education Loan sanction letter in my name from a UKBA recognized bank which covers all my expenses (Tuition+Living)
    Do i need any other documents?
    Reply soon please
    Email: jade.sangreal@gmail.com

    ReplyDelete
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  54. some of the information is out of date! I say look at the Official visa application form and its guidelines

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  56. howmuch statement is required for inner london statement?

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  57. mere account main 900 rs hain, kia main uk student visa k liye apply ker sakta hun?... ye paisay main ne bari mehnat se kamaye hain.......pls reply i m waiting

    ReplyDelete
    Replies
    1. yes dear you will definitely get visa INSHALLAH
      and no one can stop u from coming here except my ALLAH ! :)

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  60. Im applying for student visa but i refuse two time it happen that on my first attempt all doc is genuine but the school send me a wrong CAS details that the time very dissappointed I submit my application on Oct 1 2012 refuse on Oct 17 from then I decide toget my money from the bank on Oct 25 by then it more than 28dAYS maturity in the bank I open a account 22 of Aug my mom encourage me to push back my application so i decide to deposit again my money on Oct 30 and submit my application to embassy on Nov 5 but in the second time I refuse again due to the less than 28 days of maturity of money in the bank wihtout knwing that it will acount the maturity on the date u deposit the money again
    CAN YOU HELP ME I GOING TO TRY TO REAAPLY AGAIN CAN YOU HELP ME WHAT THING TO DO REASON OUT FOR THIS MATTER IN MY APPLICATION PLEASE U CAN SEND IT TO MY Email rogiedualan@yahoo.com PLS IM PLANNING TO REAPPLY THIS FIRST WEEK OF DEC.

    THANKS A LOT LOOKING FORWRD TO YOU REPLY AND EMAIL...

    ReplyDelete
    Replies
    1. Salam Brother,
      Re-Apply Again, Show full 28 previous days bank statement with the amount of 9000 + Tuition fees.
      Or take the help of any Consultancy firm.Thanks :) Good Luck

      Delete
  61. my visa refuse due too loan statement embassy give me 0 point but i gave 1500000 RS. SO WHY REFUSE MY VISA MY ALL DOCUMENT IS genuine. statement required 1450000 RS.So i appeal to embassy.but my friend refuse due too interview but embassy give 10 point in my college student plz tell me why refuse me why why .........

    ReplyDelete
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  147. My Name Is Wilson Lee I want You all To be careful there.nobody can help you here or even suggest how you can get financial help.any answer of a loan lender to your question,you MUST ignore,because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars….Well thank God for a Santo Loan firm,I was referred to by my cousin,who is by name,Mr.Clara jones Of Santo loan firm Inc.They made my life a valuable one,and gave it a meaning.I was approved loan of $95,000.00 USD AND IN 48 HOURS after meeting up to their necessary requirements,my loan was deposited in my bank account.Though I was very nervous with the loan firm at the first place due to my previous bad experiences,especially when the issue of me settling the transfer charges came up,I hold on to my faith due to the fact that my relative referred me,got it cleared,and as God should have it.little did I know that my financial shortcomings has come to a final HALT .If not for that quick referral from a relative of that genuine source ,I would have regretted my total life,because at that point in time I just divorced the father of my daughter,and my daughter (joy) was faced with a ” between life and death ” situation ..I was faced with her hospital bills and was also faced with foreclosure at my apartment.Details of the GOD SENT and RELIEVING source won’t be disclosed to you for now, for fear of impersonation ( because it has being discovered that some persons are not really in need of financial help,but are there to impersonate real loan lenders through their phone numbers and email accounts,and acting to be them where necessary to those in real need)…I couldn’t comment on your post because it was a public place and I fear you would fall into the hand of all these fraudulent loan officers (even in US) like how they ripped me off.You must be able to convince me real hard,and provide good proofs,before I can give you the full details of this legitimate loan officer..Their charge is very affordable and reliable compare to many out there,their interest rates just 3%,little documentation,and little credit check(irrespective of your credit score,but you MUST have a good and liable income source) His Name is Mr Clara jones Feel free to email him at his via Email: santoloanfirm@live.com ” and you will be free from scams. thanks as you read the greatest testimony of my life.

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  151. Good day every body in the forum I can not hide this amazing
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  152. Good day every body in the forum I can not hide this amazing
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  154. My name is Wilson Brown ..I needed an educational-loan to complete my studies..I told my friend about my intention to applying for a loan online but she said, "no loan is real online.."I applied from GREENEFIELD LOAN COMPANY and I got my loan from this company within 48 hours..Mr Greene,thank you very much for making my dreams come true and for proving my friend wrong that not all internet-loan-lenders are fake.You can contact them if you need a loan, via greenefieldloanfinancier@gmail.com


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  155. My daughter's Tier 4 visa was refused due to lack of funds. We plan to reapply. Can we show the parent's bank statement with sufficient funds for a 28 day period and also fixed deposits in my daughter's name to substantiate the availability of funds?

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    ReplyDelete
  156. i have my bankstatement, but unfortunatly thay have make a spelling mistake of my name on the cover letter but on the main statement there is no spelling mistake. but now i am afraid to apply for the visa. does this spelling mistake coadt me refusal ??

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  157. Good Day To Everybody In this site i want to testify how i was rescue by Mr Wayne Matthew When i was Rip off I’m Mr Samuel Roland by name. I live in USA, i want to use this medium to alert all loan seekers to be very careful because there are scams everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mr Wayne Matthew who lend me a loan of $12,000 under 8hours without any stress. If you are in need of any kind of loan just contact him via email......wayne.matthewloanhome@outlook.com i am using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mr Mr Wayne Matthew pray that God should give him long life. God bless him forever for the good things he has done in my life. Mr Samuel Roland

    ReplyDelete

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  163. Good day Every One.

    I can’t hide this great testimony that take place in my life I love everyone to know it and be partaker that is why I always place it on answer, I am Mrs Helen Paul by name, I live in Virgina, United State, I want to thank Mr.David Schield for his kindness upon my family life, I never knew that there is still nice lender like this on internet and earth here. Just some days I was in search for a loan of $ 90,000 Dollars; as I was running out of money for feeding School fees and my bills include rent. I was scammed about $6,000 Dollars and I decided not to involve my self in such business again but A Friend of my introduced me to a loan firm due to my appearance and doings. and I told her that I am not interested of any loan deal anymore but she told me that there is still a nice lender who she will recommend me to, and I made a trial and I am most grateful lucky am I today, I was given a loan amount of $100,000 Dollars by this great Company (DAVID SCHIELD LOAN INVESTMENT} managed by Mr.David Schield.If you are in need of a genuine or legit loan or financial assistance and you can be reliable and trusted of capable of paying back at the due time of the funds I will advice you to, contact him via (davidschieldloaninvestment.link@live.com ) And you will be free from scams in the internet. My lovely Husband extend is greeting to the world also if not for Mr David Schield I can't imagine the way life should be for my family today. Please I am begging everyone to help me thank Mr. David Schield and I will always being sharing this great thing that happen in my life in answer everyday. You are the one who remove me and my family out of poverty, my family extends their greeting to you.

    ReplyDelete
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  165. Good day.

    I can't hide this great testimony that take place in my life I will love everyone to know it and be partaker that is why I always place it on answer, I am Mrs Sherell Fountain by name, I live in Texas, United State Of America, I want to thank (Mr.John Harrison) for his kindness upon my family life.

    I never knew that there is still nice lender like this on internet and earth here. Just some Months Back, I was in search for a loan of $50,000,00 as I was running out of money for feeding and rent. I was scammed $2,800 Dollars and I decided not to involve my self in such business again but a Friend of my introduced me to a loan firm due to my appearance and doings.

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  166. Hello Everybody,

    My name is Mrs. Ben Janny. I live in USA and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $20,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $20,000.00 U.S. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs. Ben Janny that refer you to him. Contact Mr. James Bone via email: (youngleeloanfirm@yahoo.com.sg)

    ReplyDelete

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  168. Good day every body in the forum I can not hide this amazing
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    I am Mrs Joan Russell by name I want to thank Tony Welsh loan firms for his
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    feeding, business and my bills include rent. I was scammed about $4,000
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    Friend of my introduced me to a loan firm due to my appearance and
    difficulties. And I told her that I am not interested of any loan
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    lucky and happiest person , I was given a loan amount of $100,000 USD,
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    ReplyDelete

  169. My Name Is Mrs Richard Sarah I want You all To be careful there.nobody can

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    Mrs Richard Sarah

    ReplyDelete
  170. Hello Every One,
    My Name is Mrs Barbara Arnold, i live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender Mr Barry James who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $35,000 USD and i payed for my husband surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mr Barry James and i will advise anyone in genuine and serious need of loan to contact this GOD fearing man via barrylender070@hotmail.com and i want you all to pray for this man for me

    THANKS

    ReplyDelete


  171. Hi everyone here. What Christine Coleman said is very true though i may not know her. I experienced it first hand also. It was this organization called fidelity loan firm (f.l.f)that really helped me to pay my medical bills when i was in dare need of money because i am a widow. A friend of my also directed me to them. when i was about to do a major operation and i had no money at that time, they came to my rescue and in less than 48 hours, i got my loan. But to say the truth, i was nervous and scared at first because i have been scammed twice. But when i summoned up courage and follow their lending policies along with my friends advice, at the end i found myself smiling. If not for them, maybe i would have been dead by now. I have even taken another loan from them start my business after my recovery which i am also paying back now. My only advice now is that any body who is really in need of loan should contact them with their email via: fidelityloanfirm@outlook.com and get a loan from them. Thanks.(Olivia)

    ReplyDelete
  172. My Name Is Edwin Wallace I want You all To be careful there.nobody can help you here or even suggest how you can get financial help.any answer of a loan lender to your question,you MUST ignore,because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars….Well thank God for a Fidelity Loan firm,I was referred to by my cousin,who is by name,Mr.Daniel Robert Of Fidelity loan firm Inc.They made my life a valuable one,and gave it a meaning.I was approved loan of $95,000.00 USD AND IN 48 HOURS after meeting up to their necessary requirements,my loan was deposited in my bank account.Though I was very nervous with the loan firm at the first place due to my previous bad experiences,especially when the issue of me settling the transfer charges came up,I hold on to my faith due to the fact that my relative referred me,got it cleared,and as God should have it.little did I know that my financial shortcomings has come to a final HALT .If not for that quick referral from a relative of that genuine source ,I would have regretted my total life,because at that point in time I just divorced the father of my daughter,and my daughter (joy) was faced with a ” between life and death ” situation ..I was faced with her hospital bills and was also faced with foreclosure at my apartment.Details of the GOD SENT and RELIEVING source won’t be disclosed to you for now, for fear of impersonation ( because it has being discovered that some persons are not really in need of financial help,but are there to impersonate real loan lenders through their phone numbers and email accounts,and acting to be them where necessary to those in real need)…I couldn’t comment on your post because it was a public place and I fear you would fall into the hand of all these fraudulent loan officers (even in US) like how they ripped me off.You must be able to convince me real hard,and provide good proofs,before I can give you the full details of this legitimate loan officer..Their charge is very affordable and reliable compare to many out there,their interest rates just 2%,little documentation,and little credit check(irrespective of your credit score,but you MUST have a good and liable income source) His Name is Mr Daniel Robert Feel free to email him at his via Email: fidelityloanfirm@outlook.com ” and you will be free from scams. thanks as you read the greatest testimony of my life. fidelityloanfirm@outlook.com

    ReplyDelete
  173. Hello,

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  174. I need the matter that to be written on bank letter to say that i submitted genuine letter.i need to apply for AR

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  175. My Name is John Wilson we Offer out loan interest rate is 3%. Do you
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    HEAD OFFICE-----47 Cumberland Street, London SW1V 4LY United Kingdom
    **********************************************************************************

    Welcome to HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM we are international Christian loan firm and Lenders that has offered Loans to various individual and firms in Europe, Asia, Africa and other parts of the world,Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? We offer all types of loan, please email us back with the amount and duration of the loan you require.

    STAY BLESS
    REV.FR.VINCENT HARRY
    SIS ELIZABETH NICOLAS [ASST]
    HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM
    EMAIL ADDRESS---holyapostlescatholicchurchloan@gmail.com
    HEAD OFFICE-----47 Cumberland Street, London SW1V 4LY United Kingdom

    ReplyDelete


  177. HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM
    EMAIL ADDRESS---holyapostlescatholicchurchloan@gmail.com
    HEAD OFFICE-----47 Cumberland Street, London SW1V 4LY United Kingdom
    **********************************************************************************

    Welcome to HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM we are international Christian loan firm and Lenders that has offered Loans to various individual and firms in Europe, Asia, Africa and other parts of the world,Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? We offer all types of loan, please email us back with the amount and duration of the loan you require.

    STAY BLESS
    REV.FR.VINCENT HARRY
    SIS ELIZABETH NICOLAS [ASST]
    HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM
    EMAIL ADDRESS---holyapostlescatholicchurchloan@gmail.com
    HEAD OFFICE-----47 Cumberland Street, London SW1V 4LY United Kingdom

    ReplyDelete
  178. Net-West Financial Loan Firm

    Loan Application Form

    Get A Loan Now Quickly And Easily

    Due to the current state of the market most people will find it difficult to get approval for an unsecured loan, business loan, personal loan, home loan, auto loan, student loan, debt consolidation loan, venture capital etc. by mainstream lenders. Net-West Financial Loan Firm has partnered with a network of loan advisers who can save you time by summarizing your options to borrow money, or giving you advice on alternative options to taking out a loan. we grant out loans to companies and individual at a low and affordable interest rate of 4% Interest. contact us today so that we can proceed further. contact us now via:Email- netwestloan@hotmail.com

    Fill in the form below and submit so we can proceed

    Your Loan
    Loan Amount :.................................................
    Loan Purpose:................................................
    loan Duration:..................................................
    Are you a homeowner? Yes No:...............
    Describe your credit profile? Good Fair
    Poor:.......................................

    About You

    Title:............................................................
    First Name:...............................................
    Last Name:...............................................
    Date of Birth:.............................................
    Telephone:...............................................
    Work/Mobile Number:..........................
    Postcode:.................................................
    State:..........................................................
    City:.............................................................
    Monthly Net Income:.............................
    Employer Name:....................................
    Job Title:...................................................
    Time Employed:.....................................
    By submitting your information, you acknowledge you have
    read, understand, and agree to the terms & Conditions of Use, and authorize your information to be shared with select lending partners

    Best Regard
    Mr Brown

    ReplyDelete

  179. HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM
    EMAIL ADDRESS---holyapostlescatholicchurchloan@gmail.com
    HEAD OFFICE-----47 Cumberland Street, London SW1V 4LY United Kingdom
    **********************************************************************************

    Welcome to HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM we are international Christian loan firm and Lenders that has offered Loans to various individual and firms in Europe, Asia, Africa and other parts of the world,Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? We offer all types of loan, please email us back with the amount and duration of the loan you require.

    STAY BLESS
    REV.FR.VINCENT HARRY
    SIS ELIZABETH NICOLAS [ASST]
    HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM
    EMAIL ADDRESS---holyapostlescatholicchurchloan@gmail.com
    HEAD OFFICE-----47 Cumberland Street, London SW1V 4LY United Kingdom

    ReplyDelete
  180. ARE YOU IN NEED OF URGENT LOAN TO PAY OFF YOUR BILLS, BUSINESS, ETC

    We are capable of giving loans act cheap rate to individuals, student, companies and members of the public in need of funds to settle bills,we offer considerable loans which you can count on.
    For your loan application contact us via email: goodloukjamesfirm@gmail.com borrower fill out the form below

    BORROWERS INFORMATION
    * Full name:............................
    * SEX * ..................................
    * Country................................
    * State:..................................
    * Land:...................................
    * Occupation:..........................
    * phone number:......................
    * Telefon: ................................
    * Age:.....................................
    * Amount needed as loan:.........
    * Loan Duration:.......................
    * Propose of Loan:....................
    * Annual revenue:.....................
    * Monthly Income:....................
    * Guarantee:............................
    * Payment: monthly or annually

    Thank you and God bless
    REGARD
    Goodlouk james
    GOODLOUKJAMESFIRM we tend to serve you better

    ReplyDelete
  181. Good day,
    Interested Persons should contact me via E-mail :
    Lender's Name: Mr Goldsmith:
    Lender's Email : goldsmithloancompany24@gmail.com
    We Offer Private, Commercial and Personal Loans with very Minimal annual Interest Rates as Low as 3% within a 1 year to 50 years repayment duration period to any part of the world. We give out loans within the range of $5,000.00US Dollars to $100,000,000.00 US Dollars.
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    Interested Persons should contact me via E-mail :
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    Lender's Email : goldsmithloancompany24@gmail.com
    Best Regards,
    Mr Goldsmith.

    ReplyDelete

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